by import | Nov 25, 2013 | Blog, Estate Planning, Life Insurance, Tax Planning
For many Canadians the majority of their wealth is held in personally owned real estate. For most this will be limited to their principal residence however, investment in recreational and real estate investment property also form a substantial part of estates. Due to...
by import | Aug 26, 2013 | Articles of Interest, Blog, Estate Planning, Investing, Living Benefits
Over the past two months we have examined some of the risks that challenge most of us. It is almost impossible to avoid risk entirely. Knowing where the pitfalls lie and planning for them will certainly help. You might, however, want to consider shifting the risk to...
by import | Jul 26, 2013 | Blog, Estate Planning, Life Stages
Last month we discussed how much risk you could tolerate depending on your life situation. This month we will consider other risks to which each of us are exposed: Market Risk: We all have experienced the effects of a volatile market and the havoc it can cause both...
by import | Jun 25, 2013 | Blog, Estate Planning
Part 1 Will Rogers, the American humorist, when talking about the investment schemes in North America at the time, said “I am less concerned with the return on my money, than I am with the return of my money”. Will was aware of the truth that the higher the potential...
by import | Nov 22, 2012 | Blog, Estate Planning, Life Insurance
Often we see older investors shift gears near retirement and beyond. Many become risk averse and move their assets into fixed income type investments. Unfortunately this often results in the assets being exposed to higher rates of income tax and lower rates of return...
by import | Oct 22, 2012 | Blog, Estate Planning, Life Stages
Advocis recently partnered with the Investment Funds Institute of Canada (IFIC) to deliver new evidence on the value of financial advice. The research paper, “Econometric Models on the Value of Advice of a Financial Advisor,” demonstrates the causal link...
