by import | Jun 26, 2013 | Blog, Life Insurance, Life Stages, Recent Blogs
A LIFETIME GIFT FOR YOUR GRANDCHILDREN If you are a grandparent wishing to provide an asset for your grandchildren without compromising your own financial security you may want to consider an estate planning application known as “Cascading Life Insurance” that will...
by import | May 30, 2013 | Blog, Life Insurance
On March 21st, Finance Minister Jim Flaherty tabled his 2013 Federal Budget. Some of the provisions of that document has or will have an impact on some life insurance products and/or strategies. However, let’s start on a positive note. The Lifetime Capital Gains...
by import | Apr 25, 2013 | Blog, Life Insurance, Mortgage Insurance, Recent Blogs, Whole Life
The most basic form of insurance and the simplest to understand is Renewable and Convertible Term Insurance. Coverage is provided for a specified term, the policy renews automatically at the end each term period until the policy expires, most commonly at age 85. This...
by import | Mar 28, 2013 | Blog, Life Insurance
by Leo Penney, Innovative Underwriting How many times as underwriters, after a client has been rated or declined for insurance, have we heard these types of comments. “My doctor says there is nothing wrong with me and the insurance company does not know what they are...
by import | Nov 22, 2012 | Blog, Estate Planning, Life Insurance
Often we see older investors shift gears near retirement and beyond. Many become risk averse and move their assets into fixed income type investments. Unfortunately this often results in the assets being exposed to higher rates of income tax and lower rates of return...
by import | Aug 22, 2012 | Blog, Life Insurance, Life Stages
When an individual purchases a life insurance policy or an investment product through a life insurance company, he or she will be asked to name a beneficiary. This can be one of the most valuable features of these products so it is important to carefully choose your...
